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In the decade 11 1993, e-commerce grew from an 12 novelty (新奇事物) to a mainstream business influence. In 1993, few 13 had a web page, and 14 a handful allowed one to order products or services online. Ten years 15 , both large and small businesses had web pages, and most 16 users with the opportunity to place an order. 17 , many banks added online access, 18 online banking and bill paying became 19 . More importantly, the value of goods and services 20 over the Internet grew dramatically after 1997.
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